The
transfer of brokerage accounts from Fidelity to Morgan Stanley was in progress
at the time of our last meeting. All the forms have now been processed, the
dust has now all settled, and all the authorizations are in place to carry on
business.
Our
financial advisor is Mark Hudson, of the Morgan Stanley office in Baton Rouge,
LA. (Disclaimer: Mark was recommended to me by cousins on my
mother’s side of the family, for whom he has been a family friend and trusted
advisor for many years, He has been my personal
advisor for two years, and my experience with him has been positive, so I chose
him as the Fund’s advisor also). I met with him in December and
explained the objectives and constraints for both endowments. Earlier
last year David had suggested that our investment “strategy” in the past has
been overly cautious. There are notes from the founder suggesting that
our investments should be in vehicles of the general quality of “blue chip
stocks”, now a somewhat archaic term, connoting on the one hand that it should
not be wildly speculative, and on the other hand that is has a good yield.
As advice interpreted passively, it says, “don’t risk losing your shirt”,
while assuming that if you have invested in reasonable stuff, it will have a
good enough return. Not really much strategy.
Although
his children and grandchildren remember Walter McClenon as a legal scholar, he had
spent several years at Columbia University working toward a PhD in Economics,
prior to switching to Law. He was not a novice as to the stock markets of
his time, and he understood the evolution of society, so he would probably have
wanted us to interpret his guidance as following the best practices of our
time.
I
explained to Mark that the long-term goal of the General Endowment is to grow
the corpus. The General Endowment is required to give away at least 50%
of its income in any year, but the very purpose of the Fund, from its
inception, is to grow by compound interest, so that in a later day, it can do
more. Mark interprets this as suggesting investments in stocks which will
grow in share value while not necessarily producing dividends. Income is
recognized, and must be given in grants, only when shares are sold and capital
gains recognized.
For
the Special Endowment, on the other hand, the IRS code stipulates that we
accept tax-deductible conditions only on the condition that long-term growth of
the corpus is not our goal. We must in any given year distribute at least
5% of the corpus, and there are incentives to distribute more. Therefore
our investment goal is to maximize distributable income. We can retain earnings,
above the required distributions and so, if the markets are favorable, the
corpus might grow in the short term. But the ultimate goal of the Special
Endowment is to deplete itself of the contributions it has received.
In
the past two months, Mark has been evaluating our portfolios and reshaping
them, selling’ some investments and buying others. After I send this
message, I will look for the best format in which to download a report of our
holdings and trading activity. Morgan Stanley is paid 1% per year (based on
market value) as a management fee. They receive no commission on trading
activity. This particular Morgan Stanley
office in Louisiana have some special expertise in Energy, both in traditional
Oil and in alternate sources. To this point Mark is following his own knowledge. If we want to provide special
guidance we can.
Now
for the numbers
The
General Endowment has paid the grant, authorized at the December meeting,
Responsible Endowments
Coalition $ 1,000
Following
that payment, the General Endowment’s assets are
General
Endowment, Wells Fargo Checking $ 2,925.00
General
Endowment, Morgan Stanley $
65,382,99
To
open Morgan Stanley
details
The
Special Endowment Paid the grants, authorized at the December board meeting
Training for Change $
5,000
Maternity Care Coalition
(Philadelphia) $ 1,000
Following
those payments, the Special Endowment’s assets are
Special
Endowment, Wells Fargo Checking $ 1,946.08
Special
Endowment, Morgan Stanley $ 105,498.47
To
open Morgan Stanley
details
The IRS affair.
At the last Board meeting, I
reported that we were having a problem with the IRS and their acceptance
of the Special Endowment’s 990 PF filing for
2012. We had appealed, thru my congressman, to hold off their seizure of
bank accounts. Now, almost four months later, within the past week, I
have received several form
letters from the IRS, acknowledging some of their errors and granting some
refunds of penalties. Not all the figures are yet resolved, but the
situation is no longer critical.
Grant recommendation:
At our September meeting, we
nominated the University of Texas Signature Course in Philanthropy for a grant
from the Special Endowment. The Spring, 2014
offering of this class currently has a 3-for-1 matching offer. Some
unnamed foundation will match three times whatever any other donor gives. That
offer is valid thru the last instructional day of the semester (early May.)
I suggest that we take the opportunity, and approve a contribution.
I advise that the grant goal from the Soecial
Endowment for 2014, should exceed out 2013 total of
$7,000. So my suggestion is that we approve a grant of $2,000 or
$2,500 at this time, with the expectation that in December we will approve
other grants to meet the grant goal for the year.
chuck